|Loans||Daily Periodic Rate||Rate||APR*||Term in months|
|Signature Advances ($10,000.00 max)||0.027123||As low as 9.900%||As low as 9.900%||60|
|100% Share Secured (3% above highest dividend earned)||0.000||60|
|Certificate Secured (3% above what CD is paying)||0.000||n/a|
|Used Vehicles (2008 -2009)||0.012328||As low as 4.50%||As low as 4.50%||60 or less|
|Used Vehicles (2010-2012)||0.009589||As low as 3.50%||As low as 3.50%||60 or less|
|Used Vehicles (2013-2016)||0.008191||As low as 2.99%||As low as 2.99%||60 or less|
|Used Vehicles (2017-2018)||0.006821||As low as 2.49%||As low as 2.49%||60 or less|
|Used Vehicles (72 months)($25,000 or more) can not be more than 10 years old||0.012987||As low as 4.74%||As low as 4.74%||72|
|New Vehicles (36 months)||0.005178||As low as 1.89%||As low as 1.89%||36|
|New Vehicles (48 months)||0.005178||As low as 1.89%||As low as 1.89%||48|
|New Vehicles (60 months)||0.005178||As low as 1.89%||As low as1.89%||60|
|New Vehicles (72 months)($20,000 or more)||0.009013||As low as 3.29%||As low as 3.29%||72|
(60 months) 20 years or older
|0.012987||As low as 4.74%||As low as 4.74%||60|
|New ATV, Dirt Bike, Utility Vehicle(100% MSRP)||0.012302||As low as 4.49%||As low as 4.49%||60|
|Used ATV, Dirt Bike, Utility Vehicle(100% NADA Loan Value)||0 .017781||As low as 6.49%||As low as 6.49%||60|
|New RV (80% NADA Loan Value)||0.017781||As low as 6.49%||As low as 6.49%||120|
|Used RV (80% NADA Loan Value)||0.023261||As low as 8.49%||As low as 8.49%||120|
|Mobile Home / Manufactured Home||0.032877||As low as 12.00%||As low as 12.00%||120|
|Home Equity Loan||4.00%||4.00%||60|
|Home Equity Loan||0.012328||4.50%||4.50%||120|
|Home Equity Loan||0.013698||5.00%||5.00%||180|
|First Mortgage||Click here for daily rates|
|Home Equity Line of Credit (120 months)=+& $10,000.00 minimum||0.013425||4.90%||4.90%||120|
|Christmas Loan Special||0.010931||3.99%||3.99%||12|
|Visa Credit Card (no annual fee) $10,000 maximum****|
|New Boat||0.012302||As low as 4.49%||As low as 4.49%||120
|Used Boat||0.023260||As low as 8.49%||As low as 8.49%||120|
*APR = Annual Percentage Rate
We do not finance S- salvage title or R-Recontructed titles
New vehicles over $20,000 may be financed for 66 months. Vehicles over $25,000.00 may be financed for 72 months. We finance 100% of MSRP on new vehicles.
Used vehicle maximum loan amount based on 100% of current NADA clean retail, excluding taxes, etc. Vehicle loans over $20,000.00 may finance for 66 months. Vehicles over $25,000.00 may be financed for 72 months.
~25 day grace period, 9.90% fixed APR on purchases and cash advances. Balance transfer fixed rate of 6.5%
+NEW MONEY ONLY, NO REFINANCING OF EXISTING LOANS.
*60 month draw period/120 repay period.
*Home equity line of credit disclosure-Rates and information are subject to change. The 4.90% fixed annual percentage rate(APR) applies for loan-to-value(LTV) up to 80%. Minimum loan amount is $10,000.00, maximum loan amount is $75,000.00. Five-year advance period with a ten-year repayment term from closing the home equity line of credit. Minimum initial advance is $2500.00. Minimum following advance is $500.00. We charge interest from the date we receive notice of your advance. A $25.00 late fee will be applied after 10 calendar days. At time of applying a $125.00 non-refundable application fee is due. Adequate property insurance is required, and if applicable, flood insurance will be required.
^Home equity loan-Rates and information are subject to change at any time. All home equity loans rates are fixed and all home equity loans fall under the 80% loan-to-value condition. Annual Percentage Rate=APR. 4.00% APR for 60 months, minimum loan $10,000.00 and maximum loan $150,000.00, 4.50% APR for 120 months, minimum loan $10,000.00 and maximum loan $150,000.00, 5.00% for 180 months, minimum loan $10,000.00 and maximum loan $150,000.00.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.