Loan Rates

Loan Rates

LoansDaily Periodic RateRateAPR*Term in months
Signature Advances ($10,000.00 max)0.027123As low as 9.900%As low as 9.900%60
100% Share Secured (3% above highest dividend earned)0.00060
Certificate Secured (3% above what CD is paying)0.000n/a
Used Vehicles (2007 -2008)0.012328

As low as 4.50%As low as 4.50%60 or less
Used Vehicles (2009-2011)0.009589As low as 3.50%As low as 3.50%60 or less
Used Vehicles (2012-2015)0.008191As low as 2.99%As low as 2.99%60 or less
Used Vehicles (2016)0.006821As low as 2.49%As low as 2.49%60 or less
Used Vehicles (72 months)($25,000 or more) can not be more than 10 years old0.012987As low as 4.74%As low as 4.74%72
New Vehicles (36 months)0.005178As low as 1.89%As low as 1.89%36
New Vehicles (48 months)0.005178As low as 1.89%As low as 1.89%48
New Vehicles (60 months)0.005178As low as 1.89%As low as1.89%60
New Vehicles (72 months)($20,000 or more)0.009013As low as 3.29%As low as 3.29%72
Antique/Classic Car
(60 months) 20 years or older
0.012987As low as 4.74%As low as 4.74%60
New ATV, Dirt Bike, Utility Vehicle(100% MSRP)0.012302As low as 4.49%As low as 4.49%60
Used ATV, Dirt Bike, Utility Vehicle(100% NADA Loan Value)0 .017781As low as 6.49%As low as 6.49%60
New RV (80% NADA Loan Value)0.017781As low as 6.49%As low as 6.49%120
Used RV (80% NADA Loan Value)0.023261As low as 8.49%As low as 8.49%120
Mobile Home / Manufactured Home0.032877As low as 12.00%As low as 12.00%120
Home Equity Loan
0.0095613.49%3.49%60
Home Equity Loan0.0123284.50%4.50%120
Home Equity Loan0.0136985.00%5.00%180
First MortgageClick here for daily rates
Home Equity Line of Credit (120 months)=+& $10,000.00 minimum0.0134254.90%4.90%120
Visa Credit Card (no annual fee) $10,000 maximum****9.90%~
New Boat0.012302As low as 4.49%As low as 4.49%120
Used Boat0.023260As low as 8.49%As low as 8.49%120
Loan Calculator
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*APR = Annual Percentage Rate
We do not finance S- salvage title or R-Recontructed titles
New vehicles over $20,000 may be financed for 66 months. Vehicles over $25,000.00 may be financed for 72 months. We finance 100% of MSRP on new vehicles.
Used vehicle maximum loan amount based on 100% of current NADA clean retail, excluding taxes, etc. Vehicle loans over $20,000.00 may finance for 66 months. Vehicles over $25,000.00 may be financed for 72 months.
~25 day grace period, 9.90% fixed APR on purchases and cash advances. Balance transfer fixed rate of 6.5%
+NEW MONEY ONLY, NO REFINANCING OF EXISTING LOANS.
*60 month draw period/120 repay period.
*Home equity line of credit disclosure-Rates and information are subject to change. The 4.90% fixed annual percentage rate(APR) applies for loan-to-value(LTV) up to 80%. Minimum loan amount is $10,000.00, maximum loan amount is $75,000.00. Five-year advance period with a ten-year repayment term from closing the home equity line of credit. Minimum initial advance is $2500.00. Minimum following advance is $500.00. We charge interest from the date we receive notice of your advance. A $10.00 late fee will be applied after 10 calendar days. At time of applying a $125.00 non-refundable application fee is due. Adequate property insurance is required, and if applicable, flood insurance will be required.
^Home equity loan-Rates and information are subject to change at any time. All home equity loans rates are fixed and all home equity loans fall under the 80% loan-to-value condition. Annual Percentage Rate=APR. 4.00% APR for 60 months, minimum loan $10,000.00 and maximum loan $150,000.00, 4.50% APR for 120 months, minimum loan $10,000.00 and maximum loan $150,000.00, 5.00% for 180 months, minimum loan $10,000.00 and maximum loan $150,000.00.

We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

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