Fee Schedule

FEE SCHEDULE  
SHARE ACCOUNT
Excessive withdrawal (as per Regulation D) more than 6 per month
Non-sufficient funds
Deposit item returned
Statement reprint
Inactive accounts with balances < $500.00 & no activity in 12+ months
Mail or statement returned due to incorrect address
Account Research/balancing
Account closed within 90 days of opening
Non-sufficient Funds/ACH
ACH stop payment
Christmas Club early withdrawal-January 1 thru September 30
per withdrawal
per item
per item
per statement
per month
per item
per hour

per item
per item
per occurrence

$5.00
$25.00
$25.00
$2.00
$2.00
$3.00
$10.00
$10.00
$25.00
$15.00
$5.00
SHARE DRAFT ACCOUNT
Overdraft, paid from shares
Non-sufficient Funds
Replace lost Debit card
Deposit item returned
Draft image fee
Stop payment (all items)
Account research/balancing
ATM withdrawals in excess of 8 a month(Visa Debit Card)
E-Pay(Electronic bill pay)
Non-sufficient Funds/ACH
ACH stop payment
Certified Draft
per day
per item
per card
per item
per item
per item
per hour
per item
per item
per item
per item
per item
$7.00
$25.00
$10.00
$25.00
$2.00
$20.00
$10.00
$1.00
$0.25
$25.00
$20.00
$5.00
VISA
Replace lost card
Non-sufficient check fee
Late payment after 10 days
per card
per item
per month
$10.00
$25.00
$25.00
OTHER FEES
Money orders
Visa Gift Card
Wire transfer fee(domestic)
Wire transfer fee(international)
Share Certificates(early withdrawal penalty=90 days dividends)
Super Share-Excessive withdrawal more than 2 a month
Loan payment late fee
Mail or statement returned due to incorrect address
Certified check fee
IRA transfer to another institution
Home Equity payoff letter
Subordination agreement
Account verification letter
Gap Insurance
Certified letter fee
Employment income/verification
IRA annual fee
per item
per card
per transfer
per transfer
per certificate
per withdrawal
per month
per item
per check
per transfer
per letter
per agreement
per letter
per loan
per item
per verification
per account
$0.75
$3.00
$20.00
$30.00
varies
$10.00
$25.00
$3.00
$5.00
$25.00
$20.00
$100.00
$10.00
$275.00
$6.59
$36.95
$20.00
** Includes transactions initiated through VISA debit and EFT.

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